
Section 1681i(a)(5)(B) in reinserting derogatory information onto plaintiffs credit report after he had previously disputed it, without certification or notice.
(Even though the account totalled maintaining changing, it was still the same account being referred to all along. The annualcreditreport Dayton CRA in oppugned deleted, then annualcreditreport Dayton reinserted the same account without annualcreditreport Dayton notifying Consumer A, a no-no.) annualcreditreport Dayton After the account is deleted and then reinserted, the CRA fails to notify Consumer A within 5 business days that they are re-inserting the account information. The ironic twist to all this is that the CRA then argues that the reinsertion of the account was not their fault because it had a different account number, and how are they supposed to know that it was the same account? It was the CRAs own regulations, or lack thereof, that allowed the reinsertion to occur.
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